SME LOANS

Enabling businesses to invest in growth opportunities, such as opening new locations, hiring staff, or purchasing inventory.

Read more

SME Loans: What Are They?

SME (Small and Medium Enterprise) loans are financial products specifically designed to help small and medium-sized businesses grow, expand, and manage their operations. These loans can be used for various purposes, including purchasing equipment, expanding business operations, managing cash flow, or covering operational expenses. With SME Loans, businesses can access the capital they need to succeed, create jobs, and drive economic growth while enjoying flexible repayment terms and specialized support.

How Do SME Loans Work?

  • Target Audience: Small and Medium Enterprises (SMEs).
  • Purpose: To provide working capital, expand business operations, purchase inventory, or manage cash flow.
  • Loan Amount: Based on the business financials, needs and capacity.
  • Tenor: Flexible repayment terms ranging from short to medium term, usually ranging from 1 month – 12 months.
  • Interest Rates and Fees: Competitive rates tailored to the business profile.
  • Collateral: Require business assets, personal guarantees depending on the level of exposure and risk.
  • Eligibility: Registered SMEs with verifiable business operations and financials.

Payday Loans

Payday loan enables you to access funds for emergencies that may arise between your last payday and the next.

Payday Loans

Payday loan enables you to access funds for emergencies that may arise between your last payday and the next.

Trader Loans

Short-term loans in smaller amounts tailored for small-scale traders, market vendors, and micro-entrepreneurs.

Trader Loans

Short-term loans in smaller amounts tailored for small-scale traders, market vendors, and micro-entrepreneurs.

Education/Travel Loans

We cover tuition fees, educational materials, and other school-related expenses and travel expenses.

Education/Travel Loans

We cover tuition fees, educational materials, and other school-related expenses and travel expenses.

Asset Finance

The Asset Finance product is created to finance the purchase of vehicles, machinery, equipment, or other significant assets.

Asset Finance

The Asset Finance product is created to finance the purchase of vehicles, machinery, equipment, or other significant assets.

Don't wait to get the financial support you need.

Take control of your financial future with confidence. We're here to help you every step of the way! Click below to apply now or speak with one of our friendly representatives.